Latest freebies

The best free gifts and trials. From time to time there are some freebies available that don’t fit into my other deals pages. When this happens I’ll share them here. In this article Some articles on the blog contain affiliate links, which provide a small commission to help fund the blog. However, they won’t affect […]

Buy the rumour, sell the news

A new investor has a thousand ways to be confused by the stock market. Hearing the old adage ‘buy the rumour, sell the news’ won’t help. What on earth?! Why buy shares when you’re not sure what’s going on? Or sell when a great thing is finally confirmed? Why be uncertain at all in 2021 […]

Is Now the Time to Consider Private Health Insurance

Is Now the Time to Consider Private Health Insurance

We can all agree that the coronavirus pandemic has given the NHS quite a battering. Even though the virus now seems to be in retreat in the UK, the health service is still struggling to catch up. With long waiting lists for treatment many people are wondering whether private health insurance is the way to […]

The best savings accounts (November 2021)

Here are my top places to put your cash. We’re a long way now from when we could get 5%, with rates slowly dropping over the last few years. And following the Bank of England base interest rate cut to an all-time low of 0.1%. those cuts have happened even faster. Accounts can disappear days […]

Amazon vouchers & deals (November 2021)

From Amazon vouchers and free trials of Amazon Prime to flash sales and tricks for free delivery. Let’s face it, Amazon is probably the one website that most people will use at some point each year, so it helps to have a voucher or discount stored up. Here are the best deals at the moment. If […]

How much should I put in my pension?

The answer to the question “How much should I put in my pension?” is surprisingly simple. You need enough in your pot to sustainably generate a comfortable retirement income that will last you the rest of your life. This post enables you to estimate how much pension pot you need to deliver that income. Once […]

Netflix: The best ways to pay

Are you better off bundling with Sky and BT, or paying separately? This month both BT and TalkTalk have joined Sky by including a Netflix subscription in their TV and broadband packages. It might seem like a good deal, but are you paying over the odds? Here’s my look at the different ways you can […]

Ways To Save Money This Christmas

With Christmas just around the corner, it’s time to start saving money and buying Christmas treats. It can be tempting to splurge on gifts and food, but many of us are left with a hole in our pockets when it comes to the new year. If you’re looking to end the year with a little […]

A Brief Note on Passive Income: Forever Nirvana or a Wild Goose Chase

Passive income is a tantalising prospect. When it comes to reality and making real cash, things can resemble a wild goose chase rather than a ‘forever’ nirvana. There is a lot of talk in the media about passive income. Passive income is presented as the panacea that will allow us to retire early and never […]

Weekend reading: The cheerful way out of debt

What caught my eye this week. While I’ve made the case for running a big interest-only mortgage in recent years, overall I still loathe debt. The first thing I tell almost anyone who asks me about their finances? Get rid of the non-mortgage debt. It’s always surprising to me how much debt some people have. […]

The best Black Friday deals and Cyber Monday offers 2021

My huge list of where to shop with hundreds of places taking part in Black Friday 2021. This is where I’ll update who is running Black Friday deals in 2021, what promotion or sale they are offering and when, so you can get the best bargains. Some articles on the blog contain affiliate links, which […]

6 Millionaire Habits That Changed My Life

6 Millionaire Habits That Changed My Life The beauty of the times we’re living in today is that there’s so much evidence out there for what it takes to become a millionaire. You don’t ofcourse need to chase becoming a millionaire just for the status symbol. With the right heart, becoming a millionaire can not […]

What you should be asking for this Christmas

If you’ve got family and friends asking what you want this Christmas and you’re struggling for ideas I’m here to help. This isn’t one of those gift list guides that crop up everywhere from glossies to blogs. They’re often just lists of overpriced items the writer has been sent for free. Rarely of much use! […]

Investment Tips For Risk-Averse Investors

Investing your hard-earned money can be a daunting prospect especially if you are new to investing or considerably risk-averse. However, not all investments have to be the high-risk high rewards variety. There are plenty of investments available to investors who prefer to take a more cautious approach and still yield a healthy return. Here are […]

Andy’s deals of the week 13 November 2021

My pick of the best offers and savings. Every week I spend hours looking at discounts and deals to pick the good from the bad. I’ll only share ones which I think are worth considering – but remember you’re only saving money if you’re buying something you need and can afford. Don’t forget to check […]

Weekend reading: Move on up

What caught my eye this week. The markets are throwing in the towel on the notion of ‘transitory’ inflation, or at least transitory US inflation. The US consumer price index just jumped 6.2% – the most since 1990 – and alternative measures that strip out everything that Americans actually want to buy show rising prices, […]

5 Mistakes To Avoid When Looking For A New Home

Despite the excitement and advantages of buying a home, the process for many potential homeowners can be daunting and confusing. This usually leads to many mistakes being made. So, are you planning on buying a home soon? Here are a few mistakes you should be aware of and avoid. Not looking for affordable mortgage rates  […]