Halloween has recently taken over Easter as the second-largest consumer spending holiday after Christmas. In the UK we are expected to spend around £300 million on Halloween decorations, costumes and sweets. We are certainly celebrating our holidays a lot more in recent times, and it can be nice to do with your children and family. […]
Best credit card offers and promotions (October 2021)
The best offers and promotions for credit cards from 0% interest through to introductory bonuses. Used responsibly, credit cards can help you earn money on purchases, give you stronger consumer protections, make holidays cheaper, help you clear debts or spread the cost of a big purchase. Everyone’s situation will be different, so these are just […]
Should you invest in a startup?
It can be a risky business investing in a startup. However it can also be rather rewarding, should your investment come to fruition. Many startups do not make it, so investing risks losing everything. However, for those that do make it; high returns on investment can be achieved. Startups go through a number of stages. For those […]
Cash Chats #224: Your Money, This Week – 15 October 2021
Your weekly digest of the biggest money stories from the last seven days. In this article Every Friday on the pod it’s time for Your Money, This Week. Stories covered in this episode include: The new contactless limit The prevalence of Buy Now, Pay Later RyanAir demanding money back from passengers if they want to […]
Aldi adding yellow stickers to even more food
To further cut down on food waste, Aldi has started a new initiative to “yellow sticker” reduce even more food. This site contains affiliate links. We may receive a commission for purchases made through these links. [Learn more] Yellow stickers are a great way to lower the price of food shopping, and Aldi is introducing […]
Portfolio (basket) case study
Every now and then someone sends me their portfolio for thoughts and suggestions. One particularly stuck in my mind because it’s the type of portfolio I could have had if events had turned out differently. Reviewing it made me feel like I’d been transported to an alternate timeline. One of those parallel universes where the […]
Review: Getquin
You may have noticed that the last year or two have been a little bit of a rollercoaster. With financial uncertainty, job insecurity, and the fear of price increases across the board, people started to hunt for an alternative way. The result? A massive uptake in trading. People began to realise that they could take […]
5 Sacrifices We Made In Our 20s To Be FINANCIALLY INDEPENDENT In Our 30s
5 SACRIFICES We Made In Our 20s To Be FINANCIALLY INDEPENDENT In Our 30s Today’s post is conversational as we discuss some of the sacrifices that moved us along the money journey to become Financially Independent. Enjoy! 😀 Mary: Let’s talk about 5 sacrifices that we made in our 20s to be financially independent in […]
Tips for reducing credit card debt
Is credit card debt getting you down? You’re not alone. According to The Money Charity, the average household in the UK has £2,030 worth of credit card debt. Of course, there are a lot of people that would be happy to have only £2,030 on their credit cards, as they have accumulated much greater debt over […]
How I Saved £6,698 On CHEAP BUSINESS CLASS FLIGHTS With Companion Vouchers
How I Saved £6,698 On CHEAP BUSINESS CLASS FLIGHTS Using Companion Vouchers We were very fortunate to go on a dream holiday recently to St. Lucia and for the very first time in our lives, we flew business class 🥂. It was an incredible experience flying business class with British Airways 😀. But business class […]
How To Start Your FINANCIAL FREEDOM Journey In Your 30s, 40s, 50s (NEVER TOO LATE)
How To Start Your FINANCIAL FREEDOM Journey In Your 30s, 40s, 50s (NEVER TOO LATE) We recently had a question from Timi within our YouTube Channel community tab: So today, we want to share with you exactly how to start your own financial freedom journey and create a personalised plan 📝 that actually works. This […]
Building your credit score for the first time
They often say that having no credit history is just as bad as having a poor credit file. The reason for this is that lenders will not have information about how credible you are. So, they will choose not to lend to you. It can be a little bit frustrating for those who have chosen […]
Planning your student budget for a 2021 intake
Are youlLeaving home to go to university? If so, having the freedom to, finally, do whatever you want, whenever you want its what most students dream of. But, the reality of actually being a student is a little different to what you might picture in your head. One thing you are certainly going to have […]
How do you feel about debt? (Here is how I felt about it and what I did to change)
How do you feel about debt? It matters not whether you are in debt, you have paid your debt off, or you are still struggling; I wish to know how you feel about it. You see, when people talk about debt, they seldom discuss feelings. I paid off a considerable amount of debt and learned […]
Investing – A Beginner’s Guide
The last few years have seen savers in the UK take a real battering, with interest rates on savings accounts going only one way and that is down. Some banks and building societies are paying a pitiful 0.5% on savings. Even ISAs have fallen out of favour, despite their attractive tax-exempt status. So why are […]
How To Set And Keep A Savings Goal
Saving money can seem really difficult sometimes. Surprisingly though, even the most lavish spender or cash-strapped could find it easier to put some money away if they follow a few simple steps. Here, we show you just a few simple changes you can make to the way you approach saving, that could help you succeed […]
How to Choose a Health Insurance Policy that’s Right for You
It is true to say that you never know what’s around the corner or what kind of catastrophe could befall you at any given moment. Everyone assumes that they are always going to be in the best of health. But what if your health suddenly takes a nosedive or an accident happens that prevents you […]
Pension Planning for the Self-Employed
Planning for your retirement is incredibly important. Self-employed individuals receive no employer contribution, or any of the other benefits of being in an employer pension scheme. However, signing up for a personal retirement pot is still important. State Pension Everyone, including those who are self-employed, is entitled for to a state pension. A new flat-rate state […]
Here is How to Pay Off Debt Fast (from someone who paid off £21,000 in eight months)
Editor’s note: Today I offer you the story of one couple who managed to pay off debt fast – they paid off £21,000 in eight months. Ruth, who blogs at the MoneySavvyMumUK.com, and her husband tell a powerful story of money success, learning and progress, and hope for the future of their family. Ruth’s guest […]
Should You Go Through a Broker for your Mortgage?
Taking out a mortgage is a huge decision and it is worth taking time to do your research in order to get the best deal as the mortgage market can be a very complex minefield to wade through with many different types of deals on offer. What is a mortgage broker? A mortgage broker is […]
