Moving in with a partner – What to do about your finances

Moving in with a partner – What to do about your finances

When moving in with a new partner, there are lots of factors to take into consideration. One of the main things to talk about are your finances, and you must be both open about how you want to manage them. Moving in together will initially affect your finances as you will be sharing household costs. […]

How much money should you really be saving each month?

How much money should you really be saving each month?

How much money should you be saving each month?  50% of your wage? £50 a month or nothing until you can afford it? This is a common question that people often ask. It is not a surprise to say that it is wise to save money. However, it could be easier said than done. In an ideal […]

4 Ways to cut down on winter costs with your friends

4 Ways to cut down on winter costs with your friends

As we are approaching winter, we may start to think about all of the extra costs. These could include Christmas shopping, Christmas holidays, trips out and more. There is so much to fit into such a short time, and it all comes at a cost. Here, we are going to look at a few ways […]

Managed Bank Accounts – Are They Worth the Money?

Managed Bank Accounts – Are They Worth the Money?

Managed bank accounts are sometimes known as supported banking and they were designed specifically for people who have a poor credit history or for those who have difficulty in managing their money. What a managed bank account does is essentially to take over control of your finances – your incomings and outgoings. They can be […]

Budgeting for next year’s holiday – what to consider

Budgeting for next year’s holiday – what to consider

Holidays can be pricey, so it is worthwhile beginning any budgeting early so that you have plenty of time to save. A carefully thought out budget that considers all of your day-to-day expenses will show you exactly what spare money you have each month and give you an indication of your ability to save. Price […]

Should you have more than one credit card?

Should you have more than one credit card?

When it comes to credit cards, people can get a little confused. Some people believe that you should really only have the one whilst there are other people who have a number of credit cards. So, which is right? Should you have more than one credit card? Here we take a look at the benefits, […]

4 great ways to budget for Christmas

4 great ways to budget for Christmas

Every year as Christmas rolls around, people find themselves struggling with the extra expense that the festive season brings. This often leads to a situation where they find themselves starting the New Year with debts that they could have done without. It can be a vicious cycle but there are some fantastic things that you […]

Top 10 things you might have missed off your budget

Top 10 things you might have missed off your budget

You have looked at your income, worked out all your outgoings and carefully compiled a budget that gives you a very clear idea of exactly how much disposable income you have left each month. There is just one problem – you are just halfway through the month and already your careful budget planning seems to […]

How to properly prepare for a re-mortgage

How to properly prepare for a re-mortgage

If your mortgage is coming to the end of its rate, then before you start looking around there are a couple of things that you should consider doing so that you are fully prepared. Re-mortgaging can require a little work on your part. However, done properly, it can help you to unlock some extra disposable […]

What to say to creditors when you can’t make your payments on time

What to say to creditors when you can’t make your payments on time

Being in a position where you are unable to pay your creditors what you owe them can be incredibly stressful and difficult. Here we look at the things that you should be doing and discussing with your creditors if you find yourself in this tricky situation.  Be honest Your creditors need to know what is […]

Bite-sized guide to pension misselling​

Bite-sized guide to pension misselling​

We all understand the importance of having a pension and making sure putting money aside for retirement is something that we do as soon as we can. The sad truth however, is that many thousands of people have had their pension put at risk because of advisors who persuaded them to move their money from […]

Budgeting for Maternity Leave

Budgeting for Maternity Leave

Financially, there may never truly be a “right time” to start planning a family, but you should not let that put you off.  In the run up to maternity leave, and during it, there are plenty of things that you can do so that once your income drops you are able to take the time off […]

Easy Tips for Reducing Credit Card Debt

Easy Tips for Reducing Credit Card Debt

If you’ve gone a little overboard with your credit card spending you’ll be all too aware that while it’s easy to spend, it’s not so easy to pay off. But don’t worry because there are some surprisingly simple ways for you to manage your credit card debt and get your finances back on track. Increase […]

How to Help Your Child Learn Money Management

How to Help Your Child Learn Money Management

It is never too early for a child to learn about money and even though they may be taught some things about managing money at school the best place to learn is at home. The way a parent, sibling or carer handles money influences children and how they grow up to handle their own finances. […]

4 Ways to improve your credit score

4 Ways to improve your credit score

When it comes to deciding how likely you are to repay a loan on time, or even whether they should grant you a loan, lenders look at your credit score. This a three-digit number that can help them assess the risks of lending to you. The higher your score, the more likely they are to […]

How keeping track of small spending can help you to save

How keeping track of small spending can help you to save

It is always a good idea to consider building up some savings in case of any emergencies. Unfortunately, all too often the hardest part about saving can be knowing where to start. If you want to understand where your money goes so that you can take that first step towards starting a savings account, then […]

When should you begin to think about pensions?

When should you begin to think about pensions?

If you have started your first full time job, then you should really start to think about paying into a pension. It is never too soon to start putting even a little bit of money away towards your retirement; and whilst that really might seem like such a long way off when you are still […]