Retirement

Should I downsize when I retire? 

Should I downsize when I retire? 

When you are coming up to retirement it is only natural that you will start to consider not only the change in your day to day life but also the change in your income and how this might affect you. For this reason many people think about the option to downsize their homes when they retire. Lets […]

Investing Smart – How to Measure Risk When Choosing Investments

Investing Smart – How to Measure Risk When Choosing Investments

The finance and pension markets are currently volatile, and most banks currently refuse to pass on interest rate rises to loyal customers. It is, therefore, unsurprising that people are thinking of turning to the investments market. They do so to try and make the most of their money and potentially boost their retirement. It has […]

Annuities Explained

Annuities Explained

Whether you’ve been offered an annuity or you’ve heard the word mentioned and would like to know more about whether one would be right for you, this basic explanation may help you decide. What is an annuity?  An annuity is a written agreement between you and an insurance provider that allows you to accumulate funds […]

Should you combine your pension?

Should you combine your pension?

Whilst you may currently be saving for a pension or even have more than one pension, you could be considering the possibility of combining them.  If, over the years, you have accumulated more than one pension from different jobs, it can prove difficult in keeping track of them and their performance. When looking at combining […]

What to look for when starting a pension in your 30s

What to look for when starting a pension in your 30s

Whilst you may not have even thought about a pension, let alone started saving for one, fear not, there’s still plenty of time. No-one knows what the future will hold but what we do know is, if you have sufficient funds available then your options for the future will be open-ended.  Life in your 30’s […]