Anyone applying for a mortgage, loan, mobile phone contract or any form of store credit will be aware of the importance of having a good credit score. Your credit score determines whether your application is successful or not. The higher your credit score is, the better chance you have of being able to access the […]
The London storage experts Storing.com look at how the cost of living crisis can be helped with something as simple as affordable self storage. The cost of living crisis is going to be with us for a while, but luckily there is a lot to be done to limit the damage and to maintain a […]
If you have been wondering when you should consider remortgaging your property, then it may surprise you to know that you can actually remortgage for a new deal or even lender at any time. There are, however, fees that will need to be paid if you choose to switch before your current rate is up. […]
The finance and pension markets are currently volatile, and most banks currently refuse to pass on interest rate rises to loyal customers. It is, therefore, unsurprising that people are thinking of turning to the investments market. They do so to try and make the most of their money and potentially boost their retirement. It has […]
Whilst some people might claim there’s a time when it’s too early to put up the Christmas decorations, it is really never too early to start thinking about next Christmas. With some really careful planning, there are some very good savings available throughout the year that can really help to spread the cost. So if […]
Shorter daylight hours and colder weather are on the way, and for many, this means seriously looking at the impact the rising energy cost will have on them this winter. Even though a unit price cap is in place, your behaviour last winter could be too costly to maintain this year. Dramatic increases in energy, […]
7 tips to reduce average energy bills With the cost of energy soaring, more people than ever are trying to reduce their energy bills. Average energy bills for UK households are around £526.23 per year or £43.86 per month on electricity and £602 per year or £50.17 per month on gas. This is bound to […]
For most students, living away from home for the first time and getting used to a tight budget can be tricky. You need to ensure that you cover all the important things. Therefore, learning to budget and even save money is essential. It can really add up when you think about it, food, books, accommodation […]
Personal finance as a term wasn’t brought up or even talked about amongst friends while I attended college 2 years ago. In fact, I only remember it vaguely discussed by professors. Many people in college have the responsibility to create their own income, to remain in college. Study full time, work part time, social life-no time. That time spent earning their way, whether it was for school or to have money to go out with friends, it was a meaningless burden to me. People like this understood personal finance better than I did after 4 ½ years majoring in Accounting and Finance.
Money at university is a very fragile thing. You need to keep an eye on every last penny and absolutely every penny counts. Keeping an eye on your student loan is a very good way to keep your costs down, so we’ve compiled a list of some of the best money saving tips for when […]
A new year has rolled around and you may be hoping to start afresh with resolutions for a new you. Make this year the year you resolve to break those bad habits which you may not even realise you had, that are stopping you from managing your money properly. Invisible Spending What do we mean […]
Now more than ever, it’s a good idea to keep on top of your bank balance. However, many people struggle to understand the payment types that leave their accounts automatically. There are primarily three types of payments that debit funds from your bank account. Here, we will help you understand how they are set up and […]
If you have started your first full time job, then you should really start to think about paying into a pension. It is never too soon to start putting even a little bit of money away towards your retirement; and whilst that really might seem like such a long way off when you are still […]
There is no denying that the cryptocurrency market has exploded in recent times. Because of this, we are seeing more and more products come to the fore involving Bitcoin and other cryptocurrencies. If you are looking for a loan, whether to purchase a property or for some other reason, you could potentially use cryptocurrency as […]
Borrowing money for property can be challenging at the best of times. However, if your property is unusual in any shape or form, this can make it even more complicated. If you encounter an unexpected issue along the way or your real estate deal is a bit different from the norm, this can make it […]
Debt can be terrifying, crippling even. If you are juggling multiple different debts then it can be hard to know where to start. The best thing that you can do is tackle your debts. You can get them on track so that you can be debt free as soon as possible. The big question is: how […]
A cash ISA is simply a savings account that you don’t pay tax on. You can put £20,000 each tax year into a cash ISA, and it remains tax-free year on year. Cash ISA savings do not count towards the PSA (personal savings allowance). Yet, for many, such benefits are no longer relevant. This is […]
The cost of living in the UK has increased by huge amounts. According to the Office for National Statistics, in April 2022, 87 per cent of adults reported an increase in the cost of living. You only need to turn on the news to hear about the cost of council tax increases, the energy bill crisis, and […]
There is no doubt that it’s time for many of us to look at our finances. It certainly pays to budget wisely, and saving some money along the way has to be a good thing. Whether to cope with the rising cost of heating, getting around with transport and fuel costs increasing, or simply paying […]
In the last couple of years, the newspapers have been full of articles about how good electric cars for the environment and how over the course of the next few years we are likely to see more electric cars on the road and the start of a better infrastructure to support their use. You may […]
