The Role of Artificial Intelligence in Personal Finance

The Role of Artificial Intelligence in Personal Finance

For those looking to grow their wealth there have always been pitfalls and minefields to negotiate as well as advantages which can come with the help of professional finance experts. Now, with the growth of tech tools such as robo advisors and artificial intelligence, it is possible to do away with financial advisors altogether and […]

How to Save Cash This Winter

How to Save Cash This Winter

There’s no denying that the cost of living crisis is not going away any time soon. Prices in the shops, the utilities and at the petrol pumps are staying stubbornly high, making life difficult for all of us. So, with this being the time of year when the festive season looms large, and the heating […]

Is it Time to Switch Your Current Account?

Is it Time to Switch Your Current Account?

During very recent times, when interest rates were low, it hardly seemed worth switching accounts. However, recent months have seen interest rates rise significantly. Although they are falling back a little, there are still quite a number of accounts paying 5% or more. According to the latest reliable figures some 114,000 people switched their current account in […]

Financial Literacy for Kids

Financial Literacy for Kids

An ability to understand and manage money is a vital life skill and one that should be instilled from an early ago. Children may not be financial experts. However, when they learn about the value of money from an early age it helps to set them up for the future.  What is financial literacy? Many […]

Overcoming Financial Setbacks and Bouncing Back Stronger – Top Tips

Overcoming Financial Setbacks and Bouncing Back Stronger – Top Tips

For many, the events of the Covid-19 pandemic, the lockdowns and the subsequent financial hardships with significant price increases, all of which were in part exacerbated by Brexit and the war in Ukraine have represented a significant financial setback. This is something that has not been seen for many years.  There have, however, been financial […]

Are You Paying Too Much Tax?

Are You Paying Too Much Tax?

Unfortunately, thousands of individuals in the UK are paying more tax than they should be. In the current economic climate, this is something that they cannot afford. Whilst your tax code may seem like a really odd selection of numbers and letters, if it is wrong and you have been allocated the wrong tax code you […]

Private Health Insurance – What to expect?

Private Health Insurance – What to expect?

In the UK, the majority of individuals are entitled to free NHS healthcare. Some of them, however, choose to take out some form of Private Health Insurance. This is sometimes referred to as private medical insurance (PMI). This should cover the costs they would incur if they opted to be treated by a private healthcare […]

Is It Time To Remortgage Your Property?

Is It Time To Remortgage Your Property?

If you have been wondering when you should consider remortgaging your property, then it may surprise you to know that you can actually remortgage for a new deal or even lender at any time. There are, however, fees that will need to be paid if you choose to switch before your current rate is up. […]

Investing Smart – How to Measure Risk When Choosing Investments

Investing Smart – How to Measure Risk When Choosing Investments

The finance and pension markets are currently volatile, and most banks currently refuse to pass on interest rate rises to loyal customers. It is, therefore, unsurprising that people are thinking of turning to the investments market. They do so to try and make the most of their money and potentially boost their retirement. It has […]

Savvy saving for Christmas

Savvy saving for Christmas

Whilst some people might claim there’s a time when it’s too early to put up the Christmas decorations, it is really never too early to start thinking about next Christmas. With some really careful planning, there are some very good savings available throughout the year that can really help to spread the cost. So if […]