Should I downsize when I retire? 

Should I downsize when I retire? 

When you are coming up to retirement it is only natural that you will start to consider not only the change in your day to day life but also the change in your income and how this might affect you. For this reason many people think about the option to downsize their homes when they retire. Lets […]

Are cashback schemes really worth it?

Are cashback schemes really worth it?

There are a lot of different ways in which you can earn cashback nowadays. You can do this through cash rewards for using your credit card or through a cashback website. However, before you consider using any of the different ways in which you can earn cashback it is a good idea to read the small print. That way, […]

How debt can impact your health 

How debt can impact your health 

Good health is clearly important for everyone, but all too often it’s neglected as a priority in life. This is particularly true when you are dealing with other issues in your life. People who have been struggling with long-term injury, illness or issues in their personal life often find this has an impact on their finances, This, in […]

The Gig Economy and The Challenges Project Managers Face

The Gig Economy and The Challenges Project Managers Face

While the gig economy allows project managers to pick from a diverse talent pool and achieve a better work life balance, it does come with its own unique set of challenges. Navigating project management challenges in the gig economy will require adaptability and a strategic approach as well as soft skills such as communication and […]

The Role of Artificial Intelligence in Personal Finance

The Role of Artificial Intelligence in Personal Finance

For those looking to grow their wealth there have always been pitfalls and minefields to negotiate as well as advantages which can come with the help of professional finance experts. Now, with the growth of tech tools such as robo advisors and artificial intelligence, it is possible to do away with financial advisors altogether and […]

Savvy saving for Christmas

Savvy saving for Christmas

Whilst some people might claim there’s a time when it’s too early to put up the Christmas decorations, it is really never too early to start thinking about next Christmas. With some really careful planning, there are some very good savings available throughout the year that can really help to spread the cost. So if […]

How to Save Cash This Winter

How to Save Cash This Winter

There’s no denying that the cost of living crisis is not going away any time soon. Prices in the shops, the utilities and at the petrol pumps are staying stubbornly high, making life difficult for all of us. So, with this being the time of year when the festive season looms large, and the heating […]

Is it Time to Switch Your Current Account?

Is it Time to Switch Your Current Account?

During very recent times, when interest rates were low, it hardly seemed worth switching accounts. However, recent months have seen interest rates rise significantly. Although they are falling back a little, there are still quite a number of accounts paying 5% or more. According to the latest reliable figures some 114,000 people switched their current account in […]

Financial Literacy for Kids

Financial Literacy for Kids

An ability to understand and manage money is a vital life skill and one that should be instilled from an early ago. Children may not be financial experts. However, when they learn about the value of money from an early age it helps to set them up for the future.  What is financial literacy? Many […]

Overcoming Financial Setbacks and Bouncing Back Stronger – Top Tips

Overcoming Financial Setbacks and Bouncing Back Stronger – Top Tips

For many, the events of the Covid-19 pandemic, the lockdowns and the subsequent financial hardships with significant price increases, all of which were in part exacerbated by Brexit and the war in Ukraine have represented significant financial setbacks. This is something that has not been seen for many years.  There have, however, been financial setbacks […]

Are You Paying Too Much Tax?

Are You Paying Too Much Tax?

Unfortunately, thousands of individuals in the UK are paying more tax than they should be. In the current economic climate, this is something that they cannot afford. Whilst your tax code may seem like a really odd selection of numbers and letters, if it is wrong and you have been allocated the wrong tax code you […]

Private Health Insurance – What to expect?

Private Health Insurance – What to expect?

In the UK, the majority of individuals are entitled to free NHS healthcare. Some of them, however, choose to take out some form of Private Health Insurance. This is sometimes referred to as private medical insurance (PMI). This should cover the costs they would incur if they opted to be treated by a private healthcare […]