It is all too easy to get into debt. There are hundreds of different debt providers that we don’t even think of as running up debt, never mind the obvious. With the plethora of credit cards, loans, mortgages, mobile phone contracts, in store cards, car credit and much more besides it is no wonder that people are slowly coming under more and more debt.

With debt in numerous places even making the minimum payments can be difficult and expensive. Which is why more and more people are turning to debt consolidation loans to help them get out of trouble.

But what are debt consolidation loans and how they can help?