savings

Should I downsize when I retire? 

Should I downsize when I retire? 

When you are coming up to retirement it is only natural that you will start to consider not only the change in your day to day life but also the change in your income and how this might affect you. For this reason many people think about the option to downsize their homes when they retire. Lets […]

Investing Smart – How to Measure Risk When Choosing Investments

Investing Smart – How to Measure Risk When Choosing Investments

The finance and pension markets are currently volatile, and most banks currently refuse to pass on interest rate rises to loyal customers. It is, therefore, unsurprising that people are thinking of turning to the investments market. They do so to try and make the most of their money and potentially boost their retirement. It has […]

Is It Time To Ditch The Cash ISA?

Is It Time To Ditch The Cash ISA?

A cash ISA is simply a savings account that you don’t pay tax on. You can put £20,000 each tax year into a cash ISA, and it remains tax-free year on year. Cash ISA savings do not count towards the PSA (personal savings allowance). Yet, for many, such benefits are no longer relevant. This is […]