For many, the events of the Covid-19 pandemic, the lockdowns and the subsequent financial hardships with significant price increases, all of which were in part exacerbated by Brexit and the war in Ukraine have represented significant financial setbacks. This is something that has not been seen for many years. There have, however, been financial setbacks […]
Debt Consolidation
Managing Debts – How Can Lenders Help
At the beginning of February 2023, the Bank of England decided to raise the base interest rate to 4%. This made interest rates the highest they had been for 14 years; and they continued to rise. With fuel and utilities prices at a high and prices of food items increasing, people are struggling more than ever with […]
Prioritise your debt – what to pay off first?
Debt can be terrifying, crippling even. If you are juggling multiple different debts then it can be hard to know where to start. The best thing that you can do is tackle your debts. You can get them on track so that you can be debt free as soon as possible. The big question is: how […]
Debt Consolidation – Is It Right For You?
Debt consolidation is a solution of personal financing in which all the small debts from various lenders are consolidated to single debt and then that single debt is paid for. Debt consolidation loans are generally of two kinds home equity loans and personal loans. In home equity loans creditor will lend you against your property, […]
Getting Out of Debt – Your Options
There are numerous options available for you to get out of debt – some will suit your circumstances, others may be right for other people but not for you. Deciding which can be hard – but there are debt professionals available for you to talk to. That said it is best to be educated in […]
When to Consider the Debt Settlement Option
Many of us consider shopping as one of our passions, but this has brought a huge problem to several people. This has caused many people to overspend and, likewise, left them with a mountain pile of credit card bills. There are those that are lucky enough to know how to control themselves from swiping their […]