Planning for your retirement is incredibly important. Self-employed individuals receive no employer contribution, or any of the other benefits of being in an employer pension scheme. However, signing up for a personal retirement pot is still important. State Pension Everyone, including those who are self-employed, is entitled for to a state pension. A new flat-rate state […]
Whether you’ve been offered an annuity or you’ve heard the word mentioned and would like to know more about whether one would be right for you, this basic explanation may help you decide. What is an annuity? An annuity is a written agreement between you and an insurance provider that allows you to accumulate funds […]
Whilst you may currently be saving for a pension or even have more than one pension, you could be considering the possibility of combining them. If, over the years, you have accumulated more than one pension from different jobs, it can prove difficult in keeping track of them and their performance. When looking at combining […]
Whilst you may not have even thought about a pension, let alone started saving for one, fear not, there’s still plenty of time. No-one knows what the future will hold but what we do know is, if you have sufficient funds available then your options for the future will be open-ended. Life in your 30’s […]
Having a say in how you’re cared for in old age means having the funds available to choose the most appropriate type of care for you. No one knows what the future will hold but one thing we can be sure is that if you have funds available you maximise your options. Financial planning is […]
