Personal Finances

Investing – A Beginner’s Guide

Investing – A Beginner’s Guide

The last few years have seen savers in the UK take a real battering, with interest rates on savings accounts going only one way and that is down. Some banks and building societies are paying a pitiful 0.5% on savings. Even ISAs have fallen out of favour, despite their attractive tax-exempt status. So why are […]

How to Build a £100K UK Pension Pot in 5 Years

How to build a £100k UK Pension Portfolio in 5 years – Ad | This is a paid partnership with PensionBee We recently asked our communities on YouTube and Instagram what their total pension pots were, and the results confirmed something we’d always feared – Most people aren’t contributing enough into their pensions. Although we […]

BEST VANGUARD FUNDS: ETFs and Index Funds For Financial Independence

BEST VANGUARD FUNDS: ETFs and Index Funds For Financial Independence One of the major challenges that my immigrant parents had to build wealth was that they had to do the heavy lifting and work for every penny. It meant that they had to work for years longer than they needed to. Knowledge was not easily […]

How To Choose An INVESTMENT PLATFORM UK

HOW TO CHOOSE AN INVESTMENT PLATFORM UK (the best for you) Over the last 12 months, with more people working from home (and with fewer distractions), Stock Market investing has become very trendy. It is something that is more on the radar for Millennials and Gen Z now more than ever, with more people now […]

7 Job Success Secrets For A HIGH PAYING 6-Figure Income

Do you want to earn income in the top 4% of people in this country? Or do you simply want your income to grow significantly above inflation? If your answer is a yes, it can become so provided you have decided exactly what you want. Ever heard this quote before?: “Ask, and it will be […]

My 1 Year Quitversary From My Corporate Job. Was It Worth It?

We’re capable of much more than we give ourselves credit for. It’s currently 6:36am and I’m dancing as I’m overcome by many emotions. Today is my 1 year Quitversary i.e. a year since I quit my corporate job and career as a Chief Financial Officer to run The Humble Penny as an Online Business 😀. […]

Beating the Credit Card Interest Trap

Beating the Credit Card Interest Trap

The credit card is a wonderful invention, allowing you to pay for longed for items or unexpected bills and spread the payments out. But a credit card must work for you rather than you constantly working to catch up with the payments which can be difficult when the credit card supplier starts to pile on […]

Tips for a financial overhaul in 2021

Tips for a financial overhaul in 2021

The beginning of 2021 looks set to be just as tricky in terms of their financial position for many people as the majority of 2020 was, so there has never been a better time to take a look at your finances and see what you can do to improve them. Whether you are facing a […]

New Year New Home – Mortgage Considerations

New Year New Home – Mortgage Considerations

The year of the Covid-19 pandemic has been quite scary for many people with worries about job safety and money management. But a brand new year is just around the corner and with it comes a new confidence in decision making. Many people have decided to take the leap into a new property either through […]

Savvy saving for Christmas

Savvy saving for Christmas

Whilst some people might claim that it is too early to put up the Christmas decorations, it is really never too early to start thinking about next Christmas. With some really careful planning, there are some very good savings available throughout the year that can really help to spread the cost. So if you are […]

7 Ways to Reduce Your Christmas Spending Without Ruining Christmas

7 Ways to Reduce Your Christmas Spending Without Ruining Christmas

Everyone may well be saying that Christmas 2020 is not going to be ‘normal’ in all sorts of ways, but what is still normal is that many of us want to find ways in which we can celebrate the festive period without busting the budget with excessive Christmas spending. So forget the carefully crafted ads […]

What You Need to Know About post-COVID Travel Insurance

What You Need to Know About post-COVID Travel Insurance

As we emerge from the coronavirus lockdown, many in the UK are desperate to get away for a much-needed holiday, but securing your trip away may not be as straightforward as you think. Aside from the confusion still in place over which countries you are allowed to visit and whether quarantine rules will still be […]

What Money Help Can I Get During The Coronavirus Crisis?

What Money Help Can I Get During The Coronavirus Crisis?

As we collectively battle through what is an unprecedented public health crisis it is clear that many people are going to be adversely affected when it comes to their day to day finances. The government has announced several help packages for certain groups but what people want to know is what help is out there […]

Buying a Home vs Renting a Home

Buying a Home vs Renting a Home

Everyone has a different opinion on renting vs buying, but which one truly is the best route to take? That depends on so many different factors, it’s impossible to answer in general. But with the proper information, each individual can make an informed decision that best suits their current situation. Buying a home is a […]

How To Save Money On Insurance

How To Save Money On Insurance

If you wanted to cut back the amount of money you are spending on home insurance fees, there are quite a few ways to do so from getting new quotes to changing your security.  The lowest price should be your main focus so don’t sit on a plan just because you’ve had it for a […]