Personal Finances

Beating the Credit Card Interest Trap

Beating the Credit Card Interest Trap

The credit card is a wonderful invention, allowing you to pay for longed for items or unexpected bills and spread the payments out. But a credit card must work for you rather than you constantly working to catch up with the payments which can be difficult when the credit card supplier starts to pile on […]

Tips for a financial overhaul in 2021

Tips for a financial overhaul in 2021

The beginning of 2021 looks set to be just as tricky in terms of their financial position for many people as the majority of 2020 was, so there has never been a better time to take a look at your finances and see what you can do to improve them. Whether you are facing a […]

New Year New Home – Mortgage Considerations

New Year New Home – Mortgage Considerations

The year of the Covid-19 pandemic has been quite scary for many people with worries about job safety and money management. But a brand new year is just around the corner and with it comes a new confidence in decision making. Many people have decided to take the leap into a new property either through […]

7 Ways to Reduce Your Christmas Spending Without Ruining Christmas

7 Ways to Reduce Your Christmas Spending Without Ruining Christmas

Everyone may well be saying that Christmas 2020 is not going to be ‘normal’ in all sorts of ways, but what is still normal is that many of us want to find ways in which we can celebrate the festive period without busting the budget with excessive Christmas spending. So forget the carefully crafted ads […]

What You Need to Know About post-COVID Travel Insurance

What You Need to Know About post-COVID Travel Insurance

As we emerge from the coronavirus lockdown, many in the UK are desperate to get away for a much-needed holiday, but securing your trip away may not be as straightforward as you think. Aside from the confusion still in place over which countries you are allowed to visit and whether quarantine rules will still be […]

What Money Help Can I Get During The Coronavirus Crisis?

What Money Help Can I Get During The Coronavirus Crisis?

As we collectively battle through what is an unprecedented public health crisis it is clear that many people are going to be adversely affected when it comes to their day to day finances. The government has announced several help packages for certain groups but what people want to know is what help is out there […]

Should You Go Through a Broker for your Mortgage?

Should You Go Through a Broker for your Mortgage?

Taking out a mortgage is a huge decision and it is worth taking time to do your research in order to get the best deal as the mortgage market can be a very complex minefield to wade through with many different types of deals on offer. What is a mortgage broker? A mortgage broker is […]

Buying a Home vs Renting a Home

Buying a Home vs Renting a Home

Everyone has a different opinion on renting vs buying, but which one truly is the best route to take? That depends on so many different factors, it’s impossible to answer in general. But with the proper information, each individual can make an informed decision that best suits their current situation. Buying a home is a […]

How To Save Money On Insurance

How To Save Money On Insurance

If you wanted to cut back the amount of money you are spending on home insurance fees, there are quite a few ways to do so from getting new quotes to changing your security.  The lowest price should be your main focus so don’t sit on a plan just because you’ve had it for a […]

Breaking Bad Money Habits for 2020

Breaking Bad Money Habits for 2020

A new year has rolled around and you may be hoping to start afresh with resolutions for a new you. Make this year the year you resolve to break those bad habits which you may not even realise you had, that are stopping you from managing your money properly.  Invisible Spending What do we mean […]

New Year, New Money

New Year, New Money

Every year many people make New Year’s resolutions, whether they decide that this year they are going to get more exercise, lose weight or be more money savvy. The problem is that sticking to a New Years resolution can be quite tricky. Sticking to a budget, especially if you are not used to one, can […]

Can you get a good mortgage deal if you’re self-employed?

Can you get a good mortgage deal if you’re self-employed?

If you are self-employed and looking to make your first move onto the property ladder then you might be concerned that you won’t be able to get a good deal on a mortgage.  Whilst it is true that with the removal of self-certification mortgages from the market, due to the number of people who abused […]

Moving in with a partner – What to do about your finances

Moving in with a partner – What to do about your finances

When moving in with a new partner, there are lots of factors to take into consideration. One of the main things to talk about are your finances, and you must be both open about how you want to manage them. Moving in together will initially affect your finances as you will be sharing household costs. […]

How much money should you really be saving each month?

How much money should you really be saving each month?

How much money should you be saving each month?  50% of your wage? £50 a month or nothing until you can afford it? This is a common question that people often ask. It is not a surprise to say that it is wise to save money. However, it could be easier said than done. In an ideal […]

4 Ways to cut down on winter costs with your friends

4 Ways to cut down on winter costs with your friends

As we are approaching winter, we may start to think about all of the extra costs. These could include Christmas shopping, Christmas holidays, trips out and more. There is so much to fit into such a short time, and it all comes at a cost. Here, we are going to look at a few ways […]

Managed Bank Accounts – Are They Worth the Money?

Managed Bank Accounts – Are They Worth the Money?

Managed bank accounts are sometimes known as supported banking and they were designed specifically for people who have a poor credit history or for those who have difficulty in managing their money. What a managed bank account does is essentially to take over control of your finances – your incomings and outgoings. They can be […]

Should you have more than one credit card?

Should you have more than one credit card?

When it comes to credit cards, people can get a little confused. Some people believe that you should really only have the one whilst there are other people who have a number of credit cards. So, which is right? Should you have more than one credit card? Here we take a look at the benefits, […]

4 great ways to budget for Christmas

4 great ways to budget for Christmas

Every year as Christmas rolls around, people find themselves struggling with the extra expense that the festive season brings. This often leads to a situation where they find themselves starting the New Year with debts that they could have done without. It can be a vicious cycle but there are some fantastic things that you […]