Personal Finances

What Money Help Can I Get During The Coronavirus Crisis?

What Money Help Can I Get During The Coronavirus Crisis?

As we collectively battle through what is an unprecedented public health crisis it is clear that many people are going to be adversely affected when it comes to their day to day finances. The government has announced several help packages for certain groups but what people want to know is what help is out there […]

Should You Go Through a Broker for your Mortgage?

Should You Go Through a Broker for your Mortgage?

Taking out a mortgage is a huge decision and it is worth taking time to do your research in order to get the best deal as the mortgage market can be a very complex minefield to wade through with many different types of deals on offer. What is a mortgage broker? A mortgage broker is […]

Buying a Home vs Renting a Home

Buying a Home vs Renting a Home

Everyone has a different opinion on renting vs buying, but which one truly is the best route to take? That depends on so many different factors, it’s impossible to answer in general. But with the proper information, each individual can make an informed decision that best suits their current situation. Buying a home is a […]

How To Save Money On Insurance

How To Save Money On Insurance

If you wanted to cut back the amount of money you are spending on home insurance fees, there are quite a few ways to do so from getting new quotes to changing your security.  The lowest price should be your main focus so don’t sit on a plan just because you’ve had it for a […]

Breaking Bad Money Habits for 2020

Breaking Bad Money Habits for 2020

A new year has rolled around and you may be hoping to start afresh with resolutions for a new you. Make this year the year you resolve to break those bad habits which you may not even realise you had, that are stopping you from managing your money properly.  Invisible Spending What do we mean […]

New Year, New Money

New Year, New Money

Every year many people make New Year’s resolutions, whether they decide that this year they are going to get more exercise, lose weight or be more money savvy. The problem is that sticking to a New Years resolution can be quite tricky. Sticking to a budget, especially if you are not used to one, can […]

Can you get a good mortgage deal if you’re self-employed?

Can you get a good mortgage deal if you’re self-employed?

If you are self-employed and looking to make your first move onto the property ladder then you might be concerned that you won’t be able to get a good deal on a mortgage.  Whilst it is true that with the removal of self-certification mortgages from the market, due to the number of people who abused […]

Moving in with a partner – What to do about your finances

Moving in with a partner – What to do about your finances

When moving in with a new partner, there are lots of factors to take into consideration. One of the main things to talk about are your finances, and you must be both open about how you want to manage them. Moving in together will initially affect your finances as you will be sharing household costs. […]

How much money should you really be saving each month?

How much money should you really be saving each month?

How much money should you be saving each month?  50% of your wage? £50 a month or nothing until you can afford it? This is a common question that people often ask. It is not a surprise to say that it is wise to save money. However, it could be easier said than done. In an ideal […]

4 Ways to cut down on winter costs with your friends

4 Ways to cut down on winter costs with your friends

As we are approaching winter, we may start to think about all of the extra costs. These could include Christmas shopping, Christmas holidays, trips out and more. There is so much to fit into such a short time, and it all comes at a cost. Here, we are going to look at a few ways […]

Managed Bank Accounts – Are They Worth the Money?

Managed Bank Accounts – Are They Worth the Money?

Managed bank accounts are sometimes known as supported banking and they were designed specifically for people who have a poor credit history or for those who have difficulty in managing their money. What a managed bank account does is essentially to take over control of your finances – your incomings and outgoings. They can be […]

Should you have more than one credit card?

Should you have more than one credit card?

When it comes to credit cards, people can get a little confused. Some people believe that you should really only have the one whilst there are other people who have a number of credit cards. So, which is right? Should you have more than one credit card? Here we take a look at the benefits, […]

4 great ways to budget for Christmas

4 great ways to budget for Christmas

Every year as Christmas rolls around, people find themselves struggling with the extra expense that the festive season brings. This often leads to a situation where they find themselves starting the New Year with debts that they could have done without. It can be a vicious cycle but there are some fantastic things that you […]

Top 10 things you might have missed off your budget

Top 10 things you might have missed off your budget

You have looked at your income, worked out all your outgoings and carefully compiled a budget that gives you a very clear idea of exactly how much disposable income you have left each month. There is just one problem – you are just halfway through the month and already your careful budget planning seems to […]

How to properly prepare for a re-mortgage

How to properly prepare for a re-mortgage

If your mortgage is coming to the end of its rate, then before you start looking around there are a couple of things that you should consider doing so that you are fully prepared. Re-mortgaging can require a little work on your part. However, done properly, it can help you to unlock some extra disposable […]

Bite-sized guide to pension misselling​

Bite-sized guide to pension misselling​

We all understand the importance of having a pension and making sure putting money aside for retirement is something that we do as soon as we can. The sad truth however, is that many thousands of people have had their pension put at risk because of advisors who persuaded them to move their money from […]

Budgeting for Maternity Leave

Budgeting for Maternity Leave

Financially, there may never truly be a “right time” to start planning a family, but you should not let that put you off.  In the run up to maternity leave, and during it, there are plenty of things that you can do so that once your income drops you are able to take the time off […]

When should you begin to think about pensions?

When should you begin to think about pensions?

If you have started your first full time job, then you should really start to think about paying into a pension. It is never too soon to start putting even a little bit of money away towards your retirement; and whilst that really might seem like such a long way off when you are still […]

Saving for a home deposit – 6 sacrifices you could make to save faster

Saving for a home deposit – 6 sacrifices you could make to save faster

With house prices continually on the rise, saving a deposit can represent a serious challenge to most first-time buyers. Rental properties don’t come cheap either, so the combination of high monthly rents and the high cost of living make it very difficult to put aside enough money for a deposit.  Don’t despair if you think […]